What is the definition of Insurance Cost Small Business?

An "insurance cost small business" is like trying to put on a tiny umbrella to shield your entire operation from the big, ominous storm of potential risks - think of it as the insurance premium for a business that's more worried about a squirrel invading than a data breach. It's essentially the price tag for peace of mind in a world where a single mischievous employee might just cause a business-wide catastrophe.

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Example sentence: "Our small business's insurance cost is so high, I'm worried the insurance agent might just take my business and leave me to fend for myself with a side of 'accidental damage' insurance."